How to Calculate the Cost of a Disney Cruise per Person

Are you dreaming of setting sail on a Disney Cruise but unsure how much it will cost per person? Look no further! In this article, we will provide you with a step-by-step guide on how to calculate the cost of a Disney Cruise per person. From understanding the different stateroom options to factoring in additional expenses, we’ll help you navigate through the intricacies of budgeting for your magical voyage. So, grab your calculator and let’s dive into the enchanting world of Disney Cruise pricing!

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Planning a Disney Cruise

Are you excited about planning your next vacation and considering a Disney Cruise? This comprehensive article will guide you through all the necessary aspects to consider when planning your Disney Cruise. Whether you’re a first-time cruiser or a seasoned sailor, choosing the right Disney Cruise, understanding the initial costs, calculating the total cost, researching pricing options, and using online tools are essential steps to ensure a memorable and budget-friendly experience. Let’s dive in!

Choosing the Right Disney Cruise

With several Disney Cruise ships available, it’s essential to choose the one that best suits your preferences and requirements. Each ship offers its unique features, itineraries, and onboard experiences. For a magical experience at sea, you can choose from the Disney Magic, Disney Wonder, Disney Dream, or Disney Fantasy. Researching the amenities, onboard activities, and destinations offered by each ship will help narrow down your options.

Booking Options and Packages

Once you’ve selected your Disney Cruise, it’s time to explore the various booking options and packages available. Depending on your budget and desired experience, you can choose from different cabin categories, including Inside, Oceanview, Verandah, and Concierge. Additionally, Disney Cruise Line offers special packages such as adult-exclusive areas, onboard celebrations, and themed cruises. By evaluating the inclusions and comparing the costs, you can select the best package that meets your preferences and budget.

Factors Affecting the Cost of a Disney Cruise

Understanding the factors affecting the cost of a Disney Cruise is crucial in planning your budget. By considering these factors, you can estimate the total cost accurately and make an informed decision. Let’s take a closer look at the key components:

Cruise Fare

The cruise fare is the base price for your Disney Cruise, which varies depending on the ship, itinerary, cabin category, and length of the cruise. As you explore different options, keep in mind that cruise fares might fluctuate based on the demand, time of year, and availability.

Taxes and Fees

In addition to the cruise fare, taxes and fees are necessary expenses to consider. These fees typically include government taxes, port charges, and immigration fees. While they may seem like small amounts, they can significantly contribute to the overall cost of your cruise.


Gratuities are an important aspect of cruising and are usually charged per person, per night of the cruise. These gratuities cover the exceptional service provided by the crew throughout the duration of your vacation. It’s essential to budget for gratuities to ensure you can show appreciation for the hardworking and dedicated Disney Cruise staff.


While optional, it’s highly recommended to consider travel insurance for your Disney Cruise. Travel insurance can provide coverage for unforeseen circumstances such as trip cancellation, medical emergencies, or lost luggage. Depending on your needs and preferences, the cost of insurance may vary, but it’s crucial to have peace of mind during your vacation.

Additional Costs to Consider

While the initial costs are essential to budget for, it’s equally important to consider the additional expenses that might arise during your Disney Cruise. By accounting for these costs, you can have a more accurate estimate of your total expenditure. Here are some additional costs to consider:

Transportation to the Port

Getting to the port of embarkation is an expense that often needs to be factored into your budget. Whether you choose to drive, fly, or take a train, transportation costs to and from the port can vary depending on your location and mode of transportation.

Onboard Activities

Disney Cruise Line offers a plethora of onboard activities suitable for all ages. From character meet and greets to Broadway-style shows, movies, dance parties, and waterslides, there’s no shortage of entertainment options. Some activities might have additional costs, such as arcade games or adult-exclusive events. Evaluating the activities that interest you and your family will help you plan and budget accordingly.

Special Dining Experiences

While most dining options onboard Disney Cruises are included in the cruise fare, there are a few specialty restaurants that require an additional fee. These upscale dining experiences offer unique menus and intimate atmospheres and can be an excellent option for special occasions or a night of indulgence.

Alcoholic Beverages

For guests interested in enjoying alcoholic beverages during their cruise, it’s essential to consider the cost of these drinks. Disney Cruise Line offers various drink packages and cocktail options that can be added to your cruise fare. However, it’s important to note that these packages and individual drinks are not typically part of the all-inclusive experience.

Spa Treatments

Indulging in a spa treatment can be a relaxing and rejuvenating experience during your Disney Cruise. From massages to facials and salon services, the spa onboard offers a range of treatments. Additionally, there may be access to a thermal suite or fitness classes for an extra fee. If you plan on pampering yourself, it’s a good idea to budget for these spa expenses.

Shore Excursions

Exploring the exciting ports of call offered during your Disney Cruise is an integral part of the experience. However, participating in shore excursions can come with additional costs. Whether you’re interested in snorkeling, sightseeing, or cultural immersions, it’s crucial to research and budget for these activities in advance.

Souvenirs and Merchandise

Disney Cruise Line offers a wide array of souvenirs and merchandise onboard. From clothing and accessories to collectibles and exclusive Disney Cruise Line items, there’s something for every Disney enthusiast. Planning a budget for souvenirs will help you navigate the endless options and prevent overspending.


Capturing precious moments during your Disney Cruise is incredibly popular, and professional photographers are available throughout the ship to document your vacation memories. While there is no obligation to purchase these photographs, it’s important to consider this optional expense if you plan to commemorate your trip with professional-quality images.

Calculating the Total Cost

Now that we have discussed the initial costs and additional expenses, it’s time to calculate the total cost of your Disney Cruise accurately. By considering the following factors, you can estimate the overall expenditure and plan your budget effectively:

Determining the Length of the Cruise

The length of your Disney Cruise significantly impacts the total cost. Longer cruises generally have higher overall fares, but the cost per night may be lower compared to shorter cruises. Consider your desired vacation duration and balance it with your budget to find the perfect fit.

Accounting for the Number of People

The number of people in your travel party plays a crucial role in determining the overall cost. Disney Cruise Line caters to families of all sizes, from solo travelers to multigenerational groups. Cabin occupancy limits, additional charges for extra guests, and the number of staterooms required should all be factored into your budget calculation.

Considering Cabin Category and Location

Different cabin categories and locations have varying price ranges. Inside cabins, with no windows or verandah, generally have lower fares compared to oceanview or verandah cabins. The location of the cabin within the ship, such as proximity to elevators or noise factors, may also affect the price. Considering your preferences and budget, choose a cabin category and location that aligns with your needs.

Comparing Cruise Seasons

Disney Cruise Line offers cruises throughout the year, varying in price based on the season. Popular travel dates, such as holidays or school breaks, tend to have higher fares and demand. Off-peak seasons often offer lower rates and a more affordable cruising experience. By comparing cruise seasons, you can find the best balance of price and travel dates.

Factoring in Promotions and Discounts

Disney Cruise Line occasionally offers promotions and discounts that can help reduce the overall cost of your cruise. These may include discounted fares for specific itineraries, special rates for repeat cruisers, or onboard credits. Monitoring these promotions and taking advantage of them when available can lead to significant savings.

Including Additional Onboard Expenses

By adding up the estimated costs of transportation, onboard activities, dining experiences, beverages, spa treatments, shore excursions, souvenirs, and photographs, you can get a complete picture of your projected additional expenses. Including these expenses alongside the initial costs will give you a more realistic total cost estimate for your Disney Cruise.

Researching Disney Cruise Pricing

To make an informed decision and secure the best pricing for your Disney Cruise, it’s crucial to research the different options available. Here are some avenues to explore:

Official Disney Cruise Line Website

The official Disney Cruise Line website is an excellent starting point to gather information on itineraries, ships, cabin categories, and pricing. It provides detailed descriptions and allows you to directly book your cruise, making it a reliable resource for planning your magical adventure.

Travel Agencies

Working with a reputable travel agency specializing in Disney Cruises can provide you with expert guidance and additional perks. Travel agents often have access to exclusive promotions, discounts, and insider tips. They can assist you in navigating the various options and help tailor your cruise experience to your preferences and budget.

Online Travel Comparison Websites

Using online travel comparison websites allows you to compare prices from multiple sources and find the best deals. These websites aggregate information from various travel providers, enabling you to compare prices side by side, making an informed decision easier.

Consulting with a Disney Vacation Planner

Disney Vacation Planners are specialized travel agents who focus solely on Disney vacations, including Disney Cruises. They are knowledgeable about all Disney destinations and can provide personalized recommendations and assistance. Their expertise can be valuable in finding the best pricing options and maximizing the value of your vacation experience.

Using Online Tools and Calculators

Leveraging online tools and calculators can simplify the process of estimating costs and budgeting for your Disney Cruise. Here are some helpful resources:

Disney Cruise Line Website Tools

The Disney Cruise Line website offers various tools that can assist you in estimating costs and comparing pricing options. These tools may include fare finders, cabin category explanations, and interactive calendars displaying available sailings, making it easier to plan your vacation.

Independent Cruise Fare Calculators

Independent cruise fare calculators are online tools that allow you to input specific details of your desired Disney Cruise, such as ship, destination, cabin category, and time of travel. They provide estimates of the overall cost, taking into account various factors, and helping you plan your budget more accurately.

Budget Planning Apps

Utilizing budget planning apps can help you stay organized and keep track of your vacation expenses. These apps allow you to set spending limits, monitor your expenditures, and adjust your budget as needed. With real-time updates, you’ll have a clear understanding of your cruise expenses and can make informed decisions along the way.

Tips for Budgeting and Saving Money

When planning your Disney Cruise, it’s always beneficial to consider tips for budgeting and saving money. Here are some strategies to help you stay on track financially:

Flexibility with Travel Dates

Being flexible with your travel dates can open up opportunities for more affordable pricing. Off-peak seasons, such as non-holiday periods or school weeks, often offer lower fares and better deals. By adjusting your travel dates, you can potentially save a significant amount of money.

Booking Early or Last Minute

Booking early or last minute can lead to savings on your Disney Cruise. Booking early allows you to take advantage of promotions, discounted fares, and better cabin availability. On the other hand, booking last minute can sometimes result in reduced fares as cruise lines try to fill any remaining unsold cabins.

Considering Repositioning Cruises

Repositioning cruises, which occur when a cruise ship is relocated to a different region, can offer unique and affordable cruising opportunities. These cruises often have lower fares due to their one-way itineraries and less popular departure ports. By considering repositioning cruises, you can experience a Disney Cruise at a more budget-friendly price.

Monitoring Promotions and Special Offers

Keep a close eye on promotions and special offers provided by Disney Cruise Line. These can range from discounted rates to onboard credits or complimentary upgrades. By staying informed and timely booking or adjusting your existing reservation to take advantage of these promotions, you can save money on your Disney Cruise.

Choosing an Inside Cabin

If your budget is a primary concern, choosing an inside cabin can be a cost-effective option. While it may lack windows or a verandah, it still provides all the necessary amenities and access to the ship’s activities and facilities. By sacrificing the view, you can allocate your budget to other expenses or extend the duration of your cruise.

Limiting Extra Expenses

Being mindful of additional expenses onboard can help you stay within your budget. While it’s tempting to indulge in all the offerings, setting spending limits and budgeting for specific activities or expenditures will ensure you don’t overspend. Prioritize the experiences that matter most to you and allocate your budget accordingly.

Bringing Your Own Drinks and Snacks

To save on beverage expenses, consider bringing your own drinks and snacks onboard. Disney Cruise Line allows guests to bring limited quantities of non-alcoholic beverages and snacks in their carry-on luggage. By packing these essentials, you can enjoy refreshments throughout your cruise without incurring additional costs.

Shopping Off the Ship

While Disney Cruise Line offers a vast array of onboard merchandise, shopping off the ship can often provide more affordable options. When in port, explore local markets and shops to find unique souvenirs at reasonable prices. This experience not only supports local businesses but also allows you to bring home authentic mementos from your cruise.

Common Mistakes to Avoid

While planning your Disney Cruise, it’s essential to avoid common pitfalls that can lead to unnecessary expenses. By being aware of these mistakes, you can make informed decisions and prevent overspending. Here are some common mistakes to avoid:

Not Accounting for All Expenses

It’s crucial to account for all expenses, including initial costs, onboard activities, dining experiences, gratuities, transportation, souvenirs, and additional services. Failing to factor in these costs can lead to unexpected budget shortfalls and compromises during your vacation.

Underestimating Gratuities

Gratuities are an integral part of cruising and should never be overlooked. Underestimating the amount or failing to budget for gratuities can put you in an awkward situation onboard. It’s important to consider gratuities as part of the overall cost and plan accordingly.

Not Checking Promotions or Discounts

Disney Cruise Line frequently offers promotions and discounts that can significantly reduce the cost of your cruise. Not checking for these promotions or failing to apply them to your reservation can result in missed savings opportunities. Stay updated on promotions or work with a knowledgeable travel agent to ensure you don’t miss out on potential discounts.

Failing to Compare Prices

Comparing prices is crucial to ensure you’re getting the best deal for your Disney Cruise. By exploring different booking options, travel agencies, and online resources, you can compare fares, packages, and amenities. Failing to compare prices might result in overspending or missing out on a more budget-friendly vacation.

Overpacking or Overbuying Souvenirs

Overpacking can incur additional costs, such as baggage fees, if you exceed airline limits. Being mindful of packing essentials and avoiding unnecessary items will save you money and make your travel experience more convenient. Similarly, overbuying souvenirs can lead to overspending. Set a budget for souvenirs and prioritize the most meaningful items to bring back from your cruise.

Benefits of a Disney Cruise

With careful planning and budgeting, a Disney Cruise offers numerous benefits that make it a fantastic choice for your vacation. Here are some of the advantages that make a Disney Cruise truly special:

All-Inclusive Experience

Disney Cruise Line provides an almost all-inclusive experience, with most dining options, entertainment, character experiences, and youth clubs included in the cruise fare. This all-inclusive nature simplifies budgeting and allows you to indulge in a wide range of activities onboard without worrying about additional costs.

Excellent Service and Entertainment

Disney Cruise Line is known for its exceptional service and entertainment offerings. From world-class dining experiences to award-winning Broadway-style shows and unique character interactions, you can expect top-notch service and entertainment throughout your cruise. The talented crew members go above and beyond to create magical moments for guests of all ages.

Wide Range of Activities and Amenities

Disney Cruise Line caters to guests of all age groups with a wide range of onboard activities and amenities. From pools and waterslides to spas, sports facilities, and live entertainment, there’s something for everyone. Whether you’re seeking relaxation or adventure, you’ll find ample opportunities to make the most of your time at sea.

Immersive Disney-Themed Environment

One of the standout features of a Disney Cruise is the immersive Disney-themed environment. The ships are designed to transport guests into a magical world, with signature Disney touches and character experiences throughout. From deck parties to Broadway-style shows, every aspect embraces the Disney brand and creates a truly enchanting atmosphere.

Opportunities for Family Bonding

A Disney Cruise offers a unique opportunity for families to bond and create lasting memories together. The multitude of activities designed for families allows for quality time spent enjoying each other’s company. Whether it’s participating in interactive games, watching movies under the stars, or dining together at themed restaurants, a Disney Cruise strengthens family bonds through shared experiences.


Planning a Disney Cruise is an exciting and memorable experience. By choosing the right Disney Cruise, understanding the initial costs, calculating the total expenses, researching pricing options, and utilizing online tools, you can plan a magical vacation while staying within your budget. Take advantage of various tips, such as booking early or last minute, considering repositioning cruises, and being mindful of additional expenses to enhance your budgeting strategy. With a well-planned approach and careful consideration of all factors, your Disney Cruise will be a dream come true for you and your loved ones. Bon voyage!

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